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You don't need to be a donor to apply, that's a requirement for helper.
Not with fiat currency.
It goes from 4 mana per second to 5 mana per second. Deffo useful, and some hidden cosmetics give you secret advantages.
Hydro wizard turns into...
Considering a nerf on this too, will add.
Added to list
You are encouraged to get a 3 man party and get it, since wizards is a team...